Auto Insurance

If you want to understand auto insurance better, we can help you get started by providing the various policies and coverage we offer. Clemens Insurance Agency is happy to answer any questions about your auto insurance policy.

An auto insurance policy consists of several types of coverage. Each one is designed to protect you against a specific loss.

Bodily Injury Liability covers other people's rehabilitation, medical expense, or funeral costs if you cause an accident. It pays for your lawyer and court fees if a lawsuit ensues.

Property Damage Liability covers other people's property damaged in an accident you caused. It provides reimbursement for replacement, repair, or a cash value of the damaged property. It also covers your legal expenses.

Personal Injury Protection (No-fault) covers you in case you suffer injury from an accident caused by an uninsured motorist. It includes medical expenses, funeral expenses, wages, and rehabilitation and at home assistance for you and your passengers, no matter who caused the accident. Passengers who own vehicles have to file under their insurance.

Uninsured/Underinsured Motorist Protection covers the policyholder and passengers for injury or damages due to an accident caused by an uninsured motorist or in the case of a hit-and-run.

Collision pays the costs of repairing your vehicle when it is involved in an accident.

Comprehensive covers damage to your vehicle due to wind, hail, fire and other natural disasters.

Contact Us

If you have additional questions about auto insurance, give us a call or stop by our office today. Our agents are professional and courteous and can help you with your auto and other insurance policy questions. Also, try our online rating tool for quotes on your auto insurance straight from your computer. Don't wait until you are in an accident to understand what your policy does for you.