Life Insurance
Clemens Insurance Agency gives the best service when it comes to life insurance. We work hard to make the process clear and straightforward to help you decide on the right coverage for your needs. We offer the following coverage:
- Low-cost term life insurance - This occurs where the insured might not have built enough equity to afford a whole life term insurance policy as it requires little premium payment.
- Whole life insurance – This is the insurance policy that insures the insured until death, and still, it pays benefits on the passing of the insured and also accumulates a cash value.
- Universal life insurance – It is a flexible permanent insurance policy that allows the insured to raise or lower the premiums to fit their needs. It allows for a cash value build up that the insured can use during their life term.
- Combinations of life insurances – Life is full of uncertainties, and you cannot eliminate them, though you can change them. Combined insurance helps the insured to pay for things that standard insurance does not cater for so that you can be prepared for the unexpected.
- Survivorship universal life - This is the policy that insures two people and pays a benefit only after both have passed away. Since it cost less than two individual permanent policies, it is an affordable option.
- Single premium whole life - This policy caters for life time protection with only premium payment. No additional fees will ever be required.
Clemens Insurance Agency offers the above policies and services to ensure that your family is purely protected. We ensure that all of our customers have a tranquil life by giving them our best services. If you are seeking life insurance, come to us or contact us today, and we will assist you on how to go about it.
